What We Do
Maximize Credit & Debit Card Portfolios with Data-Driven Strategies
At Intelica we offer innovative solutions that support financial institutions to maximize the profitability of their credit & debit card portfolio.
Card Network Billing Analysis
Our expert team assesses your institution's card network fees, using operating certificates and invoices to ensure accurate billing.
Performance Assessment
We ensure accuracy while identifying cost-saving opportunities, clarifying fee structures, and offering insights into your institution's cost per transaction
Implementation Advisors
Our advisors with 25+ years of industry expertise, will work directly with your team to transform potential improvements into tangible success.
Our Dynamic Fee Management Platform
Stay informed with real-time alerts on performance indicators, billing changes, and recent fee updates, ensuring continuous improvement and long-term efficiency.
Card Brand Agreement Advisory
We assist in negotiations with brands using data-driven arguments to improve the incentives offered while defining your optimal card mix.
Evaluation & Analysis of Cooperation Agreements
We evaluate your card network agreements, forecast fees, identify improvement areas, and calculate your net position, providing a clear understanding of your contract's value.
Definition of Optimal Portfolio Mix
We help you define an optimal card mix with a financial model that projects fees, an explanation of each brand's tariff structure, and guarantees a product mix that offers cost-saving opportunities.
Expert Support in Proposal Evaluation & Negotiations
We offer RFP assistance and expert contract negotiation support, helping you secure better incentives & discounts and ensure that once a contract is signed, your institution reaches those goals.
Interchange Analytics
Intelica calculates interchange fee costs at a transactional level, providing solutions for any issues dependent on interchange data.
Competitive Advantage & Profitability Insights
Our issuer analytics calculates and allocates fees at the transactional level, providing results in a user-friendly platform while enhancing your ability to optimize costs effectively.
Precision in Interchange Fee Application
Using precise interchange and card network fee rates calculated at the transactional level, we give you the information to ensure your Merchant Discount Rates (MDR) always remain profitable.
